Few things are as frustrating as being involved in a car accident. That frustration is compounded, however, when it is learned that the offending driver either lacked insurance coverage or that they had a policy which will not cover all of the victim’s damages. Fortunately, many Georgia drivers are protected against such shortfalls through their own uninsured/under insured policies. These policies allow an accident victim to seek compensation from their own insurer when the defendant lacked adequate coverage. These types of claims can be hotly disputed and it is important that you retain an experienced personal injury attorney to assist you. Richard Summers is an Atlanta accident lawyer who has been practicing law since 1978. Richard prides himself on providing quality service and he is ready to assist you in such matters. Contact us today. We handle matters throughout the state.
Car wreck attorney assisting Atlanta victims who were hit by an uninsured or under insured driver
Many Georgia drivers elect to carry uninsured/under insured (UM/UIM) coverage as part of their insurance policy. This type of coverage allows a victim to bring a claim against their own insurer if they were hit by a driver who lacked coverage or who had coverage that was insufficient to cover the level of harm inflicted. Claims can be brought for pain and suffering, past and future medical care, past and future lost wages, and property damage. The extent to which one may bring a claim against their own insurance carrier will depend on whether they had “stackable” or “non-stackable” coverage.
The first step in a UM/UIM claim is to determine the extent to which a victim’s policy will cover their injuries. The victim’s counsel will inform the insurer that the victim is represented. This will allow the insurance company to deal with counsel directly. Once a victim’s past and future damages can be reasonably determined then a demand for payment will be sent to the insurer. If a reasonable settlement cannot be reached then a lawsuit will be filed in the Superior Court. The matter will proceed as it would with any other lawsuit, except that the victim may also potentially bring a claim for bad-faith insurance coverage. Should the case proceed to trial then a jury will decide the issues relating to liability, comparative fault, and damages. Litigating these types of cases means that you are going up against an insurance company’s legions of lawyers. It is important that you have counsel who is experienced in handling such matters.
Richard Summers is a car wreck attorney assisting Atlanta victims who have been hit by an uninsured or under insured driver. Richard will use your initial consultation to examine the insurance policy and to help you understand whether coverage is available. Once retained he will immediately contact the insurer so that he may deal with them directly. If a settlement cannot be reached then he will not hesitate to file a case with the appropriate Court. He will use the discovery process to establish the other driver’s liability and our firm will retain medical experts, if necessary, to prove the extent of your damages. Richard will be in regular contact with you throughout the process. He often gives clients his cell phone number and he quickly returns phone calls. We pride ourselves on providing quality service and this is our approach in every case we handle. Contact us today.
Our firm serves residents of Atlanta and its greater metro area. This includes the Fulton County cities of Sandy Springs, Roswell, Johns Creek, Alpharetta, Milton, and East Point, the DeKalb County cities of Dunwoody, Decatur, Brookhaven, Redan, and, the Cobb County cities of Marietta, Smyrna, Mableton, and Kennesaw, the Fayette County cities of Fayetteville and Peachtree, the Hall County city of Gainesville, as well as other areas throughout the state of Georgia.
Atlanta car accident lawyer assisting hit and run victims
Unfortunately there are times when Atlanta residents may be injured by a driver who flees the scene of the accident. Hit and run cases can lead to claims involving a UM/UIM policy. Our car accident lawyer is experienced in handling such cases and will fight to get you the compensation you deserve if you have been the victim of a hit and run.